The Oxford dictionary defines disposable income as “income remaining after deduction of taxes and other mandatory charges, available to be spent or saved as one wishes.” However, the delicious truth that Oxford or Webster’s or American Heritage dictionaries don’t tell you is how to dispose of said available moola if one wishes to do so for pleasure as a naughty cash piggy.
Maybe you’re into BDSM, and you like to be dominated. There are so many very common kinks under the BDSM umbrella typically involving physical, emotional, or verbal domination and control. But in the case of financial domination, instead of giving yourself to the lash, you as submissive give away your cash to your preferred Financial Dominant. If your wallet is getting a little wet, let’s break down this financial fetish to get you started.
Financial domination, or findom, is a sexual fetish enjoyed by many submissives – mostly men – in which their dominant typically labels them as one of the following:
- Finsub
- Cash piggy
- Paypig
- Money slave
- Human ATM
They then get off or at least gain great pleasure by opening up their wallets, credit cards, debit cards, or gift cards to their:
- Dom
- Domme
- Goddess
- Cash Master
- Princess
According to Annita Katee in her article “What is a Financial Dominatrix? Here’s What To Know About Findom – Where People Get Off on Sending Goddesses Money” in Well+Good, “Findom falls under the BDSM (bondage and discipline, dominance and submission, and sadism and masochism) umbrella and typically has a male as the submissive and dominant of any gender.”
And though it can become an extremely expensive fiscal fixation, the findom fetish – also known as money slavery – is not a particularly rare one. In fact, human ATMs are popping up all over, Katee informs: “While not everyone is indulging in findom, the fascination is definitely out there, where a quick Google search returns 759 million results for the word ‘findom’, and searches for the meaning of the term have increased by 4,900 percent worldwide over the past 12 months, according to Google Trends.”
Here’s a clear definition from an article, “What Is Financial Domination? Inside the Fetish Where Women Verbally Abuse Men For Cash,” in Men’s Health: “Financial domination… most often takes the form of a submissive man giving his money, and thus his control, to a dominant woman, often a professional financial dominatrix — usually, without any exchange of explicit sexual services at all.” Finsubs aren’t usually coughing up their money for nothing, though. There is often an agreed upon exchange of photos, videos, time talking to their domme and just getting attention, or maybe even some verbal punishment. The main thing that is hot to subs, though, is the loss of control.
Men who enjoy this particular fetish savor losing control of their finances as their preferred way of ceding control to their dominant. Some enjoy the humiliation of being insulted while being told what and who to spend their money on or knowing they will serve as their Goddess’ personal cash piggy bank. The dominant player in this mad monopoly can earn in the ballpark of $50 an hour in these payments – known as tributes – from their submissive, or pocket thousands of dollars in cash or goods of their choice like antiques or automobiles, or enjoy services – from food and clothing to massages and spa days to airplane tickets and hotel rooms.

Although these relationships occur most often online, or are sometimes carried out via text or email, there are financial dommes who enjoy live, in-person relationships with a few of their chosen money slaves. That way they can take them along on trips to the bank to withdraw cash and then go shopping, where the cash piggy pays for any and all gifts for the domme as well as pricey and lavish meals. Financial dominants have even ordered their paypigs to fund entire trips to other countries or exotic locales for a nice vacation that includes high-priced shopping extravaganzas along the way. Sex frequently isn’t even part of the transaction; finsubs get off just by paying up to please their domme.
“Sometimes, this can take the form of a one-off small payment; other times, the domme can put the submissive on a rigorous payment schedule, even taking a portion of his paycheck,” explains Sophie Saint Thomas in the Men’s Health article. “There are also more extreme forms of the fetish, including financial blackmail (where a domme will threaten to blackmail a sub if he doesn’t agree to her terms), or even a sub handing over his bank account password so the domme can take as much money as they want. Most experienced dommes and subs negotiate the terms of the relationship beforehand, so nothing is done without anyone’s consent, but the ultimate goal is for the submissive to relinquish total financial control.”
Ladies, if you’re interested in exploring findom as a career option, adult model Maloney Graham offers you a step-by-step guide to becoming a financial dominatrix in her article in Medium. She claims that the monthly salary of a typical financial domme is $5,000, with the caveat that that salary figure assumes a constant work effort of 80 to 100 hours per month and a sizable collection of images and videos.
“The great thing about becoming a findom is that the possibilities are endless and that your income can fluctuate from $1,000 to $10,000 each month,” she says. “One or two whales (loyal & big-spending subs) are all it takes for them to find you and begin spending wildly on you.”
Men, if you would like an inside look into all the twists and turns in the life of a money slave, check out this article in The Independent, a publication in the United Kingdom, in which a submissive man explains financial domination.
“The arousal factor comes from the thought of the domme invading the personal space that is your finances,” Steve (not his real name) told The Independent. “People measure their self worth with their money.”
In the article, Steve says that when a submissive discusses the transfer of money with his domme, he enters “the zone” which is “where he is free from all his woes and worries,” and becomes aroused.
“But as soon as that’s over he comes crashing back down to earth with a hole in his wallet and a head full of regret,” Steve says. “Findom is merely another form of escapism for people who struggle with everyday life in this bizarre cash- and self-obsessed modern society.”
As with all financial transactions, the old adage holds true: Caveat emptor. Let the buyer beware. For women, it’s good work if you can get it; for men, it’s a good time if you can afford it.